It has been a busy few weeks. We did a refi at the bank for 80% at 6.875%. Then we did a home equity fixed rate loan for 15000.00 more at our credit union at a rate of 8.50%. Then 2 days later our next door neighbor told us he wanted to buy our house, so we will be closing on it next month. I took the money we had borrowed and paid off everything we owe except a no interest bill from the hospital. When we get our new loan for the house we are going to buy, we won't have any debt except that. Hopefully, we will be able to keep it that way.